Welcome to Skkily, a real-money Ludo game platform. By accessing and using Skkily, you agree to be bound by the following terms and conditions (“Terms”). If you do not agree to these Terms, please do not use Skkily.

1. Eligibility
You must be at least 18 years old and a resident of India to use Skkily. By using the app, you affirm that you are legally permitted to participate in real-money games in India and will adhere to all applicable laws and regulations.

2. Account Registration
To use Skkily, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities under your account. Skkily reserves the right to refuse service, terminate accounts, or cancel games at its sole discretion.

3. Fair Play
Skkily is committed to providing a fair and secure gaming experience. You agree not to engage in any activity that could be considered cheating, including using bots, scripts, or software to gain an unfair advantage. Skkily reserves the right to suspend or terminate accounts and withhold winnings if any fraudulent activity is detected.

4. Winnings Withdrawal
You may withdraw your winnings from Skkily subject to the terms and conditions provided on the app. Skkily reserves the right to withhold or cancel winnings if fraudulent activity or violation of these terms is detected.

5. KYC Conditions
To ensure the security of all transactions and prevent fraud, we require all users to complete the Know Your Customer (KYC) verification process before making any withdrawals. This includes providing a valid government-issued ID (Aadhaar Card, PAN Card, etc.) and other necessary details.

The KYC process must meet the following criteria:

The address and signature must be present on the document.
The full name on the document must match the user’s name.
The document must not expire within 3 months.
The document holder must be over 18 years old.
Users from certain regions may be restricted from using the app.
6. Customer Support and Complaints
If you have any questions, concerns, or complaints about Skkily, please contact our customer support team. We will strive to resolve any issues as promptly as possible.

7. User Conduct
You agree to use Skkily for lawful purposes only and to comply with all applicable laws. You agree not to engage in any activity that is harmful, offensive, or defamatory to Skkily or other users.

8. Intellectual Property
All content on Skkily, including but not limited to text, graphics, logos, images, and software, is the property of Skkily or its licensors and is protected by Indian and international copyright laws. You may not copy, reproduce, or distribute any content from Skkily without prior written permission.

9. Compliance with Indian Law
Skkily is a skill-based game that adheres to Indian laws regarding online gaming. By using the app, you confirm that you will comply with all applicable Indian laws and regulations.

10. Security
Skkily takes your security seriously and implements various measures to protect your personal and financial information. By using the app, you agree that Skkily is not responsible for any unauthorized access to your data.

11. Cancellation Policy
You may cancel a transaction or game on Skkily by following the cancellation procedure outlined in the app. Skkily reserves the right to cancel transactions or games for any reason.

12. Ownership
All rights, titles, and interests in and to the Skkily app, including intellectual property rights, are owned by Skkily. You agree not to reproduce or distribute any content from Skkily without express written permission.

13. Termination
Skkily reserves the right to terminate your access to the app at any time, without notice or liability, for any reason.

14. Disclaimers
The Skkily app is provided on an “as is” basis, without warranties or representations of any kind, either express or implied. Skkily does not guarantee the accuracy or reliability of any content on the app.

15. Limitation of Liability
In no event shall Skkily be liable to you or any third party for any damages arising from the use of the app, including, but not limited to, direct, indirect, incidental, or punitive damages.

16. Indemnity
By using the app, you agree to indemnify and hold harmless Skkily, its affiliates, officers, directors, employees, agents, and licensors from any claims, damages, or losses arising from your use of the app or violations of these terms and conditions.